  /* ══════════════════════════════════════════
     BRAND TOKENS
     Navy: #1B2A4A · Gold/Brass: #C9A84C · Cream: #F0EDE6
     Deep navy: #12203A · Warm text: #5A5248 · Hairline: #DDD9CF
  ══════════════════════════════════════════ */
  :root {
    --navy: #1B2A4A;
    --navy-deep: #12203A;
    --gold: #C9A84C;
    --gold-light: #E8D5A0;
    --cream: #F0EDE6;
    --ink: #5A5248;
    --ink-light: #B8B0A0;
    --hairline: #DDD9CF;
    --hairline-soft: #E8E4DC;
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }
  html { scroll-behavior: smooth; }
  body {
    font-family: Arial, Helvetica, sans-serif;
    color: var(--ink);
    background-color: var(--cream);
    line-height: 1.7;
    -webkit-font-smoothing: antialiased;
  }
  h1, h2, h3, .serif { font-family: Georgia, 'Times New Roman', serif; color: var(--navy); }
  img, svg { max-width: 100%; height: auto; }
  a { color: inherit; }

  .container { max-width: 1080px; margin: 0 auto; padding: 0 24px; }
  .eyebrow {
    font-size: 11px;
    letter-spacing: 0.22em;
    color: var(--gold);
    text-transform: uppercase;
    margin-bottom: 16px;
  }

  /* ── Header / Nav ─────────────────────── */
  .site-header {
    background-color: var(--navy);
    position: sticky;
    top: 0;
    z-index: 100;
    box-shadow: 0 2px 12px rgba(18, 32, 58, 0.25);
  }
  .nav-bar {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 16px 24px;
    max-width: 1080px;
    margin: 0 auto;
  }
  .brand { display: flex; align-items: center; gap: 14px; text-decoration: none; }
  .brand-name {
    font-family: Georgia, serif;
    font-size: 18px;
    font-weight: bold;
    color: #FFFFFF;
    line-height: 1.2;
    letter-spacing: 0.01em;
  }
  .brand-sub {
    font-size: 9px;
    letter-spacing: 0.18em;
    color: var(--gold);
    margin-top: 2px;
  }
  .nav-links { display: flex; align-items: center; gap: 24px; list-style: none; }
  .nav-links a {
    font-size: 12px;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: #D8D4CC;
    text-decoration: none;
    transition: color 0.2s ease;
  }
  .nav-links a:hover { color: var(--gold); }
  .nav-cta {
    border: 1px solid var(--gold);
    border-radius: 4px;
    padding: 9px 18px;
    color: var(--gold) !important;
    font-weight: bold;
    white-space: nowrap;
  }
  .nav-cta:hover { background-color: rgba(201, 168, 76, 0.12); }
  .nav-toggle {
    display: none;
    background: none;
    border: 1px solid var(--gold);
    border-radius: 4px;
    color: var(--gold);
    font-size: 20px;
    line-height: 1;
    padding: 6px 12px;
    cursor: pointer;
  }

  /* ── Hero ─────────────────────────────── */
  .hero {
    background-color: var(--cream);
    text-align: center;
    padding: 96px 24px 84px;
  }
  .hero-rule {
    display: inline-flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 32px;
  }
  .hero-rule span { display: block; width: 72px; border-top: 1px solid var(--gold); }
  .hero-rule i {
    display: block;
    width: 7px; height: 7px;
    background-color: var(--gold);
    border-radius: 50%;
  }
  .hero h1 {
    font-size: clamp(34px, 5.5vw, 54px);
    line-height: 1.2;
    letter-spacing: -0.01em;
    margin-bottom: 24px;
  }
  .hero p {
    font-size: 17px;
    max-width: 520px;
    margin: 0 auto 36px;
  }
  .hero-region {
    font-size: 11px;
    letter-spacing: 0.22em;
    color: var(--gold);
    margin-bottom: 40px;
  }
  .btn-row { display: flex; justify-content: center; gap: 16px; flex-wrap: wrap; }
  .btn {
    display: inline-block;
    font-size: 13px;
    font-weight: bold;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    text-decoration: none;
    padding: 15px 34px;
    border-radius: 4px;
    transition: all 0.2s ease;
  }
  .btn-primary {
    background-color: var(--navy);
    color: var(--gold);
    border: 1px solid var(--gold);
  }
  .btn-primary:hover { background-color: var(--navy-deep); transform: translateY(-1px); }
  .btn-ghost {
    color: var(--navy);
    border: 1px solid var(--navy);
    background: transparent;
  }
  .btn-ghost:hover { background-color: rgba(27, 42, 74, 0.06); }
  .hero-biz-link {
    margin-top: 28px;
    font-size: 13.5px !important;
    max-width: none !important;
    margin-bottom: 0 !important;
  }
  .hero-biz-link a { color: var(--navy); font-weight: bold; text-decoration: none; border-bottom: 1px solid var(--gold); }
  .hero-biz-link a:hover { color: var(--gold); }

  /* ── Quote band ───────────────────────── */
  .quote-band {
    background-color: var(--navy);
    text-align: center;
    padding: 34px 24px;
  }
  .quote-band p {
    font-family: Georgia, serif;
    font-style: italic;
    font-size: 21px;
    color: #FFFFFF;
  }
  .quote-band p::before, .quote-band p::after { color: var(--gold); }
  .quote-band p::before { content: "“ "; }
  .quote-band p::after { content: " ”"; }

  /* ── Sections ─────────────────────────── */
  section { scroll-margin-top: 90px; }
  .section-pad { padding: 88px 0; }
  .section-white { background-color: #FFFFFF; }
  .section-cream { background-color: var(--cream); }

  /* ── About ────────────────────────────── */
  .about-grid {
    display: grid;
    grid-template-columns: 1fr 1.6fr;
    gap: 64px;
    align-items: center;
  }
  .about-mark {
    background-color: var(--navy);
    border-radius: 8px;
    padding: 56px 32px;
    text-align: center;
  }
  .about-mark .mark-caption {
    font-size: 10px;
    letter-spacing: 0.2em;
    color: var(--gold);
    margin-top: 24px;
  }
  .about-photo {
    width: 100%;
    border-radius: 8px;
    display: block;
    box-shadow: 0 12px 32px rgba(27, 42, 74, 0.18);
  }
  .about h2 { font-size: clamp(26px, 3.4vw, 34px); line-height: 1.3; margin-bottom: 20px; }
  .about p { font-size: 15px; margin-bottom: 16px; }
  .about p:last-of-type { margin-bottom: 0; }
  .badge-row { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 22px; }
  .badge {
    font-size: 11px;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    font-weight: bold;
    color: var(--navy);
    border: 1px solid var(--gold);
    border-radius: 4px;
    padding: 7px 14px;
    background: rgba(201, 168, 76, 0.08);
  }

  /* ── Services ─────────────────────────── */
  .section-head { text-align: center; max-width: 560px; margin: 0 auto 56px; }
  .section-head h2 { font-size: clamp(26px, 3.4vw, 34px); line-height: 1.3; margin-bottom: 14px; }
  .section-head p { font-size: 15px; }
  .services-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 28px;
  }
  .service-card {
    background-color: #FFFFFF;
    border: 1px solid var(--hairline);
    border-radius: 8px;
    padding: 36px 32px;
    transition: box-shadow 0.25s ease, transform 0.25s ease;
  }
  .service-card:hover {
    box-shadow: 0 10px 28px rgba(27, 42, 74, 0.10);
    transform: translateY(-2px);
  }
  .service-icon {
    width: 44px; height: 44px;
    background-color: var(--navy);
    border-radius: 6px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--gold);
    font-size: 20px;
    margin-bottom: 18px;
  }
  .service-card h3 { font-size: 18px; margin-bottom: 10px; }
  .service-card p { font-size: 14px; }

  /* ── Business section ─────────────────── */
  .biz-grid { grid-template-columns: repeat(3, 1fr); }
  .biz-grid .service-card { border-top: 3px solid var(--gold); }
  .biz-cta-row { text-align: center; margin-top: 44px; }

  /* ── How it works ─────────────────────── */
  .steps-section { background-color: var(--navy); }
  .steps-section .eyebrow { margin-bottom: 16px; }
  .steps-section h2 { color: #FFFFFF; font-size: clamp(26px, 3.4vw, 34px); margin-bottom: 14px; }
  .steps-section .section-head p { color: var(--ink-light); }
  .steps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
  }
  .step .step-num {
    font-family: Georgia, serif;
    font-size: 44px;
    font-weight: bold;
    color: var(--gold);
    line-height: 1;
    margin-bottom: 16px;
  }
  .step h3 { color: #FFFFFF; font-size: 18px; margin-bottom: 8px; }
  .step p { color: var(--ink-light); font-size: 14px; }

  /* ── Testimonials (enable when you have them) ── */
  .testimonial-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
  .testimonial {
    background: #FFFFFF;
    border: 1px solid var(--hairline);
    border-radius: 8px;
    padding: 32px 28px;
  }
  .testimonial p { font-family: Georgia, serif; font-style: italic; font-size: 15px; color: var(--navy); margin-bottom: 16px; }
  .testimonial .who { font-size: 12px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gold); font-weight: bold; }

  /* ── Service area ─────────────────────── */
  .area-band {
    background-color: var(--cream);
    text-align: center;
    padding: 64px 24px;
    border-top: 1px solid var(--hairline-soft);
    border-bottom: 1px solid var(--hairline-soft);
  }
  .area-band h2 { font-size: 24px; margin: 14px 0 12px; }
  .area-band p { font-size: 14px; max-width: 520px; margin: 0 auto; }
  .area-band .towns { font-family: Georgia, serif; font-size: 16px; color: var(--navy); margin-top: 10px; }

  /* ── FAQ ──────────────────────────────── */
  .faq-list { max-width: 720px; margin: 0 auto; }
  .faq-list details {
    background: #FFFFFF;
    border: 1px solid var(--hairline);
    border-radius: 8px;
    margin-bottom: 12px;
  }
  .faq-list summary {
    cursor: pointer;
    font-family: Georgia, serif;
    font-weight: bold;
    font-size: 16px;
    color: var(--navy);
    padding: 18px 48px 18px 22px;
    list-style: none;
    position: relative;
  }
  .faq-list summary::-webkit-details-marker { display: none; }
  .faq-list summary::after {
    content: "+";
    position: absolute;
    right: 20px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--gold);
    font-size: 22px;
    font-family: Georgia, serif;
  }
  .faq-list details[open] summary::after { content: "–"; }
  .faq-list .faq-a { padding: 0 22px 18px; font-size: 14px; }

  /* ── Contact ──────────────────────────── */
  .contact-grid {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 64px;
    align-items: start;
  }
  .contact-info h2 { font-size: clamp(26px, 3.4vw, 32px); line-height: 1.3; margin-bottom: 16px; }
  .contact-info > p { font-size: 15px; margin-bottom: 32px; }
  .contact-line {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 16px 0;
    border-top: 1px solid var(--hairline-soft);
    text-decoration: none;
  }
  .contact-line:last-of-type { border-bottom: 1px solid var(--hairline-soft); }
  .contact-line .ico {
    width: 38px; height: 38px;
    flex: 0 0 38px;
    background-color: var(--navy);
    border-radius: 6px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--gold);
    font-size: 16px;
  }
  .contact-line .lbl { font-size: 11px; letter-spacing: 0.14em; color: var(--gold); text-transform: uppercase; }
  .contact-line .val { font-family: Georgia, serif; font-size: 17px; font-weight: bold; color: var(--navy); }
  .contact-line:hover .val { color: var(--gold); }

  .contact-form {
    background-color: #FFFFFF;
    border: 1px solid var(--hairline);
    border-radius: 8px;
    padding: 40px 36px;
    box-shadow: 0 12px 32px rgba(27, 42, 74, 0.08);
  }
  .contact-form h3 { font-size: 20px; margin-bottom: 6px; }
  .contact-form .form-sub { font-size: 13px; margin-bottom: 26px; }
  .field { margin-bottom: 18px; }
  .field label {
    display: block;
    font-size: 11px;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--navy);
    font-weight: bold;
    margin-bottom: 7px;
  }
  .field input, .field select, .field textarea {
    width: 100%;
    font-family: Arial, Helvetica, sans-serif;
    font-size: 14px;
    color: var(--navy);
    background-color: #FDFCFA;
    border: 1px solid var(--hairline);
    border-radius: 4px;
    padding: 12px 14px;
    transition: border-color 0.2s ease;
  }
  .field input:focus, .field select:focus, .field textarea:focus {
    outline: none;
    border-color: var(--gold);
    box-shadow: 0 0 0 3px rgba(201, 168, 76, 0.18);
  }
  .field textarea { resize: vertical; min-height: 110px; }
  .form-note { font-size: 11.5px; color: #8A8880; margin-top: 14px; line-height: 1.6; }
  .btn-submit {
    width: 100%;
    cursor: pointer;
    font-family: Arial, Helvetica, sans-serif;
  }
  #form-status {
    display: none;
    margin-top: 14px;
    padding: 12px 14px;
    border-radius: 4px;
    font-size: 13px;
    line-height: 1.5;
  }
  #form-status.ok { display: block; background-color: #EFF5EC; border: 1px solid #B9D3AE; color: #3D5A31; }
  #form-status.err { display: block; background-color: #FAEFEA; border: 1px solid #E3BBA8; color: #7A3B22; }

  /* ── Footer ───────────────────────────── */
  .site-footer { background-color: var(--navy-deep); padding: 48px 0 32px; }
  .footer-grid {
    display: flex;
    justify-content: space-between;
    gap: 32px;
    flex-wrap: wrap;
  }
  .footer-grid .col { font-size: 12px; color: #8A8880; line-height: 1.8; }
  .footer-grid strong {
    display: block;
    color: var(--gold);
    letter-spacing: 0.12em;
    font-size: 10px;
    margin-bottom: 6px;
  }
  .footer-grid a { color: #8A8880; text-decoration: none; }
  .footer-grid a:hover { color: var(--gold); }
  .footer-rule { border-top: 1px solid #1E2F4A; margin: 32px 0 20px; }
  .footer-legal { font-size: 10.5px; color: #5A5850; text-align: center; }

  /* ── Reveal on scroll ─────────────────── */
  .reveal { opacity: 0; transform: translateY(18px); transition: opacity 0.6s ease, transform 0.6s ease; }
  .reveal.visible { opacity: 1; transform: none; }
  @media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    .reveal { opacity: 1; transform: none; transition: none; }
  }

  /* ── Responsive ───────────────────────── */
  @media (max-width: 860px) {
    .nav-links {
      display: none;
      position: absolute;
      top: 100%;
      left: 0; right: 0;
      background-color: var(--navy);
      flex-direction: column;
      gap: 0;
      padding: 8px 0 16px;
      border-top: 1px solid rgba(201, 168, 76, 0.3);
      box-shadow: 0 12px 24px rgba(18, 32, 58, 0.35);
    }
    .nav-links.open { display: flex; }
    .nav-links li { width: 100%; text-align: center; }
    .nav-links a { display: block; padding: 13px 24px; }
    .nav-cta { display: inline-block; margin-top: 10px; }
    .nav-toggle { display: block; }
    .about-grid, .contact-grid { grid-template-columns: 1fr; gap: 40px; }
    .services-grid, .biz-grid { grid-template-columns: 1fr; }
    .steps-grid { grid-template-columns: 1fr; gap: 32px; }
    .testimonial-grid { grid-template-columns: 1fr; }
    .section-pad { padding: 64px 0; }
    .hero { padding: 72px 24px 64px; }
  }

/* ── Veteran Owned flag badge ───────────────────────── */
.badge-vet { display: inline-flex; align-items: center; gap: 12px; padding: 8px 16px 8px 10px; border-width: 1.5px; }
.badge-vet .vet-flag { display: block; flex: 0 0 auto; filter: drop-shadow(0 1px 2px rgba(0,0,0,.25)); }
.badge-vet .vet-text-solo { font-size: 12.5px; letter-spacing: .12em; }
.hero-region .vet-flag-sm { display: inline-block; vertical-align: -3px; margin-right: 2px; filter: drop-shadow(0 1px 2px rgba(0,0,0,.35)); }
